RELEASE, WAIVER AND ASSUMPTION OF RISK I wish to participate in the Annual Western Golf Tournament (the “Tournament”) and sponsored by Western Financial Group Inc., its subsidiaries and affiliates (hereinafter collectively referred to as “Western”) scheduled to take place on September 11, 2014, and I have reviewed and accept the following RELEASE, WAIVER & ASSUMPTION OF RISK.1. IN CONSIDERATION of my participation in the Tournament, I do hereby for myself and for my heirs, executors and administrators (hereinafter collectively referred to as “I” or “me”), release, discharge, fully indemnify and save harmless Western and all of its officers, directors, employees, agents, insurers, contractors, successors and assigns, jointly and severally from any and all causes of action, claims, demands, liabilities, actions, losses, costs, damages and expenses whatsoever on account of damage to or loss of property, physical or mental injury or death, at any time and in any manner arising, in whole or in part, directly or indirectly, from or in consequence of my participation in the Tournament, whether or not such damage or loss, physical or mental injury or death is due to the negligence of Western or its respective directors, officers, employees, agents, insurers, contractors, successors and assigns. 2. I do hereby acknowledge and agree: (a) that I have full knowledge of the nature and extent of the risks and hazards inherent in my participation in the Tournament, and that I am voluntarily assuming all risks and hazards to my person or loss thereof; (b) that I am solely responsible for any property damage or loss, personal injury, illness, disability (including death) which I may sustain while participating in the Tournament, no matter how such damage, injury, illness or disability is caused, and no matter whether caused by negligence or otherwise, and that by this RELEASE, WAIVER & ASSUMPTION OF RISK, I am relieving Western of any liability for such damage, injury, illness or disability; (c) that neither Western nor any of its officers, directors, employees, agents, or independent contractors assume any responsibility whatsoever for my safety with respect to my participation in the Tournament; (d) that Western has no responsibility for lost, damaged or stolen items; (e) that I have read, understand and fully agree to the terms of this RELEASE, WAIVER & ASSUMPTION OF RISK, and that I understand that it is a release of liability and a waiver of any rights that I may have to bring a legal action or assert a claim for injury or loss of any kid against Western arising from my participation in the Tournament; (f) that I may not participate in the Tournament unless I have signed this RELEASE, WAIVER & ASSUMPTION OF RISK, and that the terms of this RELEASE, WAIVER & ASSUMPTION OF RISK need not be brought to my attention prior to my participation in the Tournament; (g) that I have signed this RELEASE, WAIVER & ASSUMPTION OF RISK freely and voluntarily, and that I am not relying on any oral or written representations made by Western or anyone else with respect to my safety while participating in the Tournament; and (h) that I have carefully read this document, that I agree to its terms and that I have had the opportunity to ask questions and to seek independent legal advice; 3. In the event that any provision of this RELEASE, WAIVER & ASSUMPTION OF RISK is held to be invalid or unenforceable by a court of competent jurisdiction, the validity and enforceability of the other provisions shall not be impaired or affected thereby. 4. I agree that this RELEASE, WAIVER & ASSUMPTION OF RISK shall be governed by and interpreted in accordance with the laws of the Province of Alberta.